Bank Account Opening in the United Arab Emirates (UAE) can be a hassle-free process, especially with Abu Dhabi Commercial Bank (ADCB). ADCB account opening offers a variety of account options for both individual and business customers, making it easy for individuals and organizations to manage their finances.
Steps to ADCB Account Opening
Here are the steps to follow for ADCB Account Opening:
- Gather required documents: A current passport or Emirates ID, proof of address (ex-utility bill), and a salary certificate or salary transfer letter are required to open an ADCB account (if you are opening a salary account).
- Visit a branch of ADCB: Once you have all the proper documents, go to a nearby ADCB branch. You can select the bank branch that is most convenient for you among those spread out around the UAE.
- Complete a form for application: You will be required to complete an application at the branch. This will contain private information about you, such as your name, address, and phone number.
- Provide required documents: Once you’ve completed the application form, you’ll need to present the required paperwork, including your passport or Emirates ID, proof of address, salary certificate, or salary transfer letter.
- Select the account type you want to open: ADCB account opening provides both personal and business users with a range of account options. Current accounts, savings accounts, fixed deposit accounts, and more are available for selection.
- Finalize the opening of the account: The bank will finish the account opening process after receiving all required data and paperwork. This will involve investigating your background and confirming your identity.
- Receive checkbook and debit card: After your account is opened, you will be issued a debit card that you can use for shopping, making purchases online, and cash withdrawals. You will also be provided a checkbook to issue checks for payments.
- Activate online banking: To manage your account online, you can also use the internet banking services offered by ADCB. You will get detailed instructions to activate and use your net banking when you open your account.
Services offered by ACDB After Account Opening
In addition, ADCB account opening also offers various other services to its customers, such as:
- Online banking: Customers can manage their accounts, pay bills, transfer funds, and more using ADCB’s online banking services.
- Credit cards: ADCB provides a range of credit cards, including travel cards, reward cards, and incentive cards, that are designed to meet the demands of various customers.
- Personal loans: Personal loans from ADCB are available for a range of uses, including home renovations, car purchases, & education.
- Car finance: Additionally, ADCB provides auto financing choices that might assist clients in getting their ideal vehicle.
Are there any charges for banking?
The bank can levy the charges for some of the services offered to you. The ADCB account opening involves a number of import fees and levies. Like any other bank, ADCB charges fees for a variety of services, like account maintenance, debit card, checkbook, SMS banking, and internet banking.
