The State Bank of India offers a wide range of credit cards for various income groups. These cards are dedicated to specific needs. They could be lifestyle cards, cash back cards, travel credit cards, shopping cards, and fuel cards among others. Each of SBI’s credit cards comes with a different set of interests, charges, and rewards. SBI cards, like most other credit cards, have minimum income requirements to determine eligibility. SBI cards are widely accepted across India and come with several facilities such as convertibility of purchases to EMI, add-on cards, and contactless transactions. For everyday use, SBI cards are one of the best in the market.
SBI credit card customer care
If you have any issues or queries regarding your credit card, you can easily access SBI credit card customer care to get information or resolve your queries. SBI cards come with 24*7 customer care services. If you have lost your card, or simply want to know how you can use your reward points, you can access SBI credit card customer care by phone, SMS, e-mail, postal mail, or even social media platforms.
In case you have lost or misplaced your card, you should contact customer care as soon as possible to protect yourself against credit card fraud. To call the SBI credit card customer care number you can dial 1860 180 1290 or 1800 180 1290. These two are the toll-free numbers to contact customer care for SBI cards. You may also dial (STD code of your city) 39020202, you may incur normal call charges for this number.
For getting most of the information from SBI credit card customer care, you do not need to call them. SBI offers a missed call service for a few credit card-related services. Give a missed call on the following credit card customer care number to get information on your card;
- 8422845512 – to know your balance
- 8422845514 – to get a summary of your reward points
- 8422845513 – to know your available credit and cash limits
- 8422845515 – to know the status of your last payment.
Once you give a missed call, you will get an SMS with the information you sought. A ‘Simply SMS’ service is also available to SBI credit card users. You should see your card information booklet to know the codes that you can send to 5676791 and obtain information related to your card.
If you do not need immediate assistance, you can also e-mail SBI credit card customer care by visiting their website or from your online account. You can also send a letter to customer care to the correspondence address given on their website, but in this day and age, that is inconvenient. Finally, if you are not satisfied with SBI credit card customer care service, there is a grievance redressal mechanism in place. On the SBI card website, you can escalate a query if you are not satisfied with the first response.
Credit cards are quite convenient and useful for online and offline purchases. With multiple rewards, they usually allow you to directly save 1-2 percent on all transactions. If you use them right, they can help you build a strong credit history which would be useful in getting cheaper loans in the future. Even if you do not plan to borrow, it is always helpful to have a good credit score. If you would like to start your credit card journey and don’t know where to begin, you should check Finserv MARKETS to know more about credit card meaning and apply for an SBI credit card. With multiple options for all income groups, you will be able to find a card that meets all your expectations.